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Your Independent Agent.

Some people think it doesn’t matter where they buy insurance. This misconception could be costing money,
service and protection. Buying insurance isn’t like buying bread, milk or even a car. Insurance is an important
safety net for your family or your business and it's purchase should not treated lightly or be placed in the hands
of the lowest bidder.

There are three sources from which to purchase insurance:
  1. Captive Agents, who can sell you the insurance of only one company such as Allstate or State Farm.
  2. Telephone Representatives, who can offer you the insurance of one company, usually only one
    line of insurance, only on the telephone or internet and stress price as their main offering. These would
    include GEICO and esurance .
  3. Independent Insurance Agents, who represent several insurance companies and searches these
    firms to find you the best balance of price, coverage and service. No one company offers the best price
    in all situations. The Independent Agent system sells and services more insurance than the other two
    systems combined, even against massive advertising compaigns.

    Why?
    Perhaps the reason is:
          He does not work for or be beholding of any one insurance company. Nor does he work for a wage
         He works for a commission. As a result he must keep his clients year after year. He does so by
          giving good service, sound advice and keeping premiums competitive.

    Or perhaps because
          He is a local licensed professional with strong customer and community ties. He treats you like a
          person, not just another number. He may be your kid's athletic coach or Sunday school teacher.
          He is a local businessman, pays local taxes, hires local people, knows local conditions and hits the
          same potholes.

    Or perhaps
          Because he represents more than one company. No one company offers the best price or the best
           product in all situations. Some Companies are better with young drivers others senior citizens.
          Some are more favorable if you have tickets or losses. Some are more tolerant of adverse financial
          situations. The best company now may not be the best company young drivers enter the picture or
          you get laid off or change jobs.He can offer more favorable companies if and when it is needed.

    Or perhaps
          Because he offers one stop shopping with a full range of insurance products including auto, home,
          renters, life, health, business and group benefits. not just auto or life. He also offers a full range of
          favorable premium payment options including account billing and, in most cases, electronic funds
          transfer.

     It is all of the above
There is a difference where you buy insurance
That difference is US!!
We work for no insurance company
We work for You!